Products and Services
There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. That’s where a financial planner can help. Financial advice should help you choose only those products that meet your current and future goals.
Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select only those that address your unique situation.
A customized portfolio takes into consideration a variety of events: retirement planning or mortgaging a first home; financing a child’s post-secondary education or ensuring a family is financially protected. Business owners might want to consider products and services that reward hard-working employees, no matter the company’s size and focus.
Investments can play a key role in any financial plan. For individuals, a mix of investment products, income and pension plans can help address short- and long-term goals.
- Mutual Funds
- Managed Portfolios
- Government Securities
- Traditional IRA
- Roth IRA
- SEP IRA
- SIMPLE IRA
- Brokerage Account
- Educational Account
Financial planning is about more than preparing for retirement. It’s about working to achieve short- and long-term goals, and helping protect the most important things in life.
- Prepare for a secure, comfortable retirement
- Minimize current taxes
- Pro-actively manage and control debt
- Help prepare for a child’s college education
- Provide loved ones or heirs in the event of death, disability or critical illness
- Protect businesses and their employees
Business owners face unique challenges—and opportunities—in terms of financial planning. It takes hard work and careful planning to develop ideas into a successful business: continue that tradition by choosing a financial planning strategy that takes advantage of your unique situation.
- Retirement Plans
- 401(k) Planning
- 403(b) Planning
- 457 Planning
- Estate Plans
- Money Purchase Plans
- Profit Sharing Plans
- College Savings
As much as we try to prepare for them, tragic events like death, disability or critical illness sometimes strike. When faced with such a situation, insurance can protect policy holders and their families from undue hardship. For this reason, a variety of insurance coverage is essential to any comprehensive financial plan.
Insurance planning is best when tailored to fit its owner’s personal situation: whether designed for a single person or family; professional or seasonal employees; executive or small business owner, everyone can benefit from an appropriately customized plan.
- Whole Life
- Policy Review
- Laddering Strategies